Editor’s note: This story originally appeared in Penny hoarders.

For the millions of people who have lost their jobs due to the coronavirus pandemic, the Labor Day weekend is a serious milestone.

After the administration of President Joe Biden refused to ask Congress to extend federal benefits again, unemployment benefits for approximately 7.5 million people ended.

Although the governors of 26 states have withdrawn from the program early, there are still 3 million people who have lost $300 a week in federal unemployment benefits.

In the past year and a half, expanding unemployment compensation has been the lifeline of millions of workers. If your unemployment benefits have just ended or been cut, don’t wait for action. Here are a few steps to take as quickly as possible.

1. Find a job in a fast-hiring industry


If you are still looking for a job, please consider Bridging workBasically, any job that can help you pay your bills, even if it is not your ideal job. Since many companies are now experiencing difficulties in recruiting employees, you may be able to negotiate higher wages than before the pandemic in areas where salaries are traditionally not high.

Some places to see:

  • Data entry: Many industries need data entry clerk and provide completely remote positions. Typical wages range from $10 to $15 per hour. If you have solid typing skills, becoming a transcriber is another option.
  • Online tutoring: If you have special skills or a college degree, getting an online tutoring job can help you earn extra income. Typical wages range from $10 to $27 per hour.
  • Food service, retail and hospitality industries: across the country, employers in the food service, retail and hospitality industries are holding job fairs, and many people are recruiting on-site and paying higher wages than in the past. For example, the hourly wage for these 160,000 restaurant jobs is more than $10.

You can also check out The Penny Hoarder’s work-from-home portal, which regularly provides remote entry-level lists.

2. Do a side job

Uber drivers use the app.
Pe3k /

Your goal is to find any way to start generating income before your benefits are over. You can now take on many easy side jobs and start earning extra cash without upfront fees. Some ideas include:

  • Drive for Uber or Lyft. Ride-sharing companies Uber and Lyft have a shortage of drivers, which makes it possible for drivers to earn $25 or more per hour in certain markets.
  • Do some odd jobs on TaskRabbit. Use the app to connect with people near you who need help with furniture assembly, cleaning, and painting tasks.
  • Ship groceries through apps such as Instacart or Shipt.
  • nanny. Find shows through sites such as and SitterCity.
  • Pets sit and watch the house. As people resume travel, they will need services such as pet care and housekeeping that were not in high demand last year.
  • sell things. This is not really a side business, but if you have unused items in good condition, you can earn extra cash by selling them.For example, here are 14 places to sell used clothes online or in personYou can also sell gift cards online in exchange for cash.

3. Find rental assistance

Happy man at his computer
Dean Drobot /

Although the federal ban on expulsions related to the pandemic expired on August 26, it can still help.

Congress has allocated nearly $47 billion to help distressed renters-but getting a slice of this money is extremely complicated.As Vox report, More than 340 agencies are managing the assistance, and each agency has its own set of rules.

To learn more about relief in your area, check this Guide to rent assistance programs by state. Another good resource is the Consumer Financial Protection Bureau’s Rental help page. You may also be eligible for help with utilities and energy costs.

The 211 helpline operated by United Way can also help you understand local assistance programs. All you need to do is dial 211 on your mobile phone, and you will get in touch with people who know your community resources. Because of the lengthy process involved, you must take this step as quickly as possible.

4. Get food assistance

Working old woman
Vadym Pastukh /

The 211 Helpline can also connect you to a nearby pantry.Also visited Welfare Network To determine if you are eligible for SNAP benefits.

It can take up to 30 days to receive benefits through the regular application process, but you may be eligible for expedited benefits, depending on your state.

5. Contact your unemployment office

People who check phone data usage

You may still be eligible for unemployment benefits in your state, but the rules vary from state to state. Most states have restrictions on how long you can receive benefits.

Although it is difficult to deal with the unemployment office in your state, you must contact them immediately to find out if you are eligible for state assistance. In some cases, you may need to submit a new application or apply for an extension.

6. Ask your creditors for tolerance

A woman holding a smartphone and a credit card was taken aback
garetsworkshop /

Although banks don’t advertise tolerance programs as widely as they did a year ago, please contact your lender to see if you can choose to skip or postpone the payment. The best time to do this is always before you miss the payment.

Be sure to ask how they will report your payment status to the credit bureau.If they report your payment as delinquent Credit score Will plummet.

If you have a federal student loan, please take advantage of the automatic extension effective at least January 31, 2022. You can request a refund of any money paid since March 2020.

7. If your health or housing is in danger, please do not pay the debt


A sort of Basic budget Include only your basic necessities: housing and utilities, food, healthcare, and minimum debt payment. But in a real emergency, you may have to make deeper cuts.

Try to work with your lender. However, before you pay with a credit card or loan, focus on paying rent and utility bills, putting food on the table and getting the medications you need.

Yes, if you miss a payment without the lender’s permission, it will damage your credit score. But you can recover from bad credit. Although your credit score is important, your health and housing are more important.

Disclosure: The information you read here is always objective. However, when you click on a link in our story, we sometimes receive compensation.